Australia welcomed 678,000+ international students in 2024, with visa approval rates hovering at 89% for complete applications. But 2025 brings stricter GTE assessments and higher financial thresholds. This guide walks you through: 

• 10 essential steps from CoE to visa grant 

• 2025 updates: New financial proof rules (AUD $29,710/year) and digital Genuine Student (GS) forms 

• Document templates: Sample GTE statements and financial affidavits 

• Case studies: Real student successes and common refusal reasons  

1. Receive Your Letter of Offer

• After course acceptance, your institution issues a Letter of Offer (check refund policies carefully) 

• Pro Tip: Compare offers—some universities waive application fees for early acceptances. 

2. Obtain Confirmation of Enrolment (CoE)

• Pay your deposit to receive the CoE—the cornerstone of your visa application .  

• Warning: “Ghost colleges” can lead to visa refusal—verify CRICOS registration . 

3. Prepare Financial Evidence

Acceptable Proof :  

• Bank statements: Show 3+ months of funds (AUD $29,710/year + tuition)  

• Sponsor letters: Parents must prove AUD $62,222+ annual income  

• Case Study: Rahul’s visa was refused initially—he fixed it by adding fixed deposit certificates showing liquidity. 

4. Organize Health Insurance (OSHC)

• Purchase Overseas Student Health Cover for your entire stay (avg. AUD $5,300/year) .  

• Top Providers: BUPA, Allianz, Medibank . 

5. Complete Health & Character Checks

• Book a medical exam at an approved panel clinic (e.g., Bupa Medical Visa Services) .  

• Police certificates needed if you’ve lived abroad for 12+ months in the last decade . 

6. Write a Strong Genuine Student (GS) Statement

Structure Your Response :  

1. Home Country Ties: Property, family, job prospects  
2. Course Relevance: How this aligns with your degree/job history  
3. Why Australia? Compare to education in your home country 

7. Lodge Your Application via ImmiAccount

• Fee: AUD $1,600 (as of July 2025) 

• Upload Checklist: 

• CoE 

• Passport bio page 

• GS statement 

• OSHC proof 

• Financial documents 

• IELTS/PTE scores 

8. Attend Biometrics (If Required)

• Book an appointment at a VFS Global Center (e.g., Delhi, Mumbai) . 

9. Track & Respond Promptly

• Use your Transaction Reference Number (TRN) to monitor progress .  

• 2025 Insight: 75% of complete applications process in 29 days . 

10. Receive Your Visa Grant

• Digital visa issued—print the grant letter for airport immigration.

1. Incomplete Financial Proof
   • Fix: Show liquid assets (not property) + sponsor’s tax returns.
2. Weak GS Statement
   • Fix: Use the “STAR” method (Situation-Task-Action-Result).
3. Health Insurance Gaps
   • Fix: Buy OSHC before applying—backdated policies aren’t accepted.

1. Arrange Accommodation: University dorms fill fast—apply early.  
2. Pre-Departure Briefing: Attend webinars on Australian workplace rights. 
3. Download the VEVO App: Check visa conditions (e.g., 48-hour work limit). 

Australian student visas reward meticulous applicants. Remember: 

• Apply early—STEM/healthcare courses get priority . 

• Triple-check finances—the #1 refusal reason in 2024 . 

• Seek expert help—VXL Global’s success rate is 94% for visa approvals.