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491 vs. 190 Visa: Which Pathway to Australian PR is Right for You in 2025?
Highlights

Confused about Australia’s 491 and 190 visas? This comprehensive guide compares eligibility, processing times, and lifestyle impacts to help international students choose the best PR pathway.  

Introduction

As an international student in Australia, securing Permanent Residency (PR) is often the ultimate goal. Two of the most popular pathways—the Subclass 190 (State Nominated) and Subclass 491 (Regional) visas—offer distinct routes to PR, each with unique advantages and trade-offs.  

In 2025, with Australia’s migration policies emphasizing regional growth and skilled labor shortages, choosing the right visa is more critical than ever. This guide will: 

  • Compare key differences in eligibility, processing, and lifestyle 
  • Analyze 2025 updates (e.g., priority processing for 491 visas) 
  • Feature real student case studies 
  • Provide a step-by-step decision framework  
Key Differences at a Glance
Feature  Subclass 190 Visa  Subclass 491 Visa 
Visa Type  Permanent Residency (PR) immediately  Temporary (5-year visa, pathway to PR via Subclass 191) 
Location Requirement  Must live in nominating state for 2 years  Must live/work in regional Australia for 3 years 
Points Boost  +5 points for state nomination  +15 points for regional nomination 
PR Pathway  Direct PR upon approval  Eligible for PR after 3 years (no income threshold since 2025) 
Work Rights  Work anywhere in Australia  Restricted to designated regional areas (e.g., Perth, Adelaide) 
Medicare Access  Eligible immediately  Only after PR (Subclass 191) granted 
Processing Time  6–10 months  6–12 months (priority processing in 2025) 
1. Subclass 190 Visa: Direct PR for High-Achievers

Who Should Apply?

  • Students with 65+ points and occupations on state demand lists (e.g., nursing, IT, engineering) .  
  • Those prioritizing city life (Sydney, Melbourne, Brisbane). 

Key Features

  • Instant PR: No waiting period—full Medicare and social benefits from Day 1. 
  • Metro Flexibility: After 2 years in the nominating state, you can move anywhere . 
  • Higher Earnings: Average salaries in metro areas are 15–20% higher than regional .  

Drawbacks

  • Fierce Competition: Victoria’s 2025 allocation is only 3,000 spots for 190 visas . 
  • Strict Occupation Lists: Courses like hospitality or business may not qualify.  
2. Subclass 491 Visa: The Regional Goldmine

Who Should Apply?

  • Students with lower points (50–65) needing the +15 boost .  
  • Those open to regional lifestyles (e.g., Gold Coast, Hobart, Newcastle). 

2025 Updates

  • Expanded Occupation Lists: Now includes tech roles like cybersecurity and data analytics .  
  • No Income Requirement: AUD 53,900 threshold removed for 191 PR pathway .  
  • Priority Processing: 491 applications fast-tracked to fill regional labor gaps . 

Key Features

  • Broader Eligibility: 491 occupation lists are 40% longer than 190 lists . 
  • Lower Living Costs: Rent in Adelaide is 30% cheaper than Sydney . 
  • Career Growth: Skill shortages in regions mean faster promotions (e.g., IT professionals in Perth reach leadership roles 2x faster) .  

Drawbacks

  • Geographic Lock: Violating regional work conditions can cancel your visa . 
  • Delayed PR: Must wait 3 years to apply for Subclass 191.  
Side-by-Side Comparison: 190 vs. 491 Eligibility

Eligibility

Factor 190 Visa 491 Visa
Minimum Points 65+ 50+ (with +15 regional bonus)
Occupation Lists Tighter (state-specific) Broader (regional demand)
English Requirement Competent (IELTS 6.0) Competent (IELTS 6.0)

Lifestyle Impact

  • 190 Visa: Best for urbanites who value cultural amenities and job variety.
  • 491 Visa: Ideal for those seeking community vibes, outdoor activities, and lower stress .

Financial Considerations

  • 190 Visa: Higher salaries but costly rent (e.g., AUD 2,500/month for a Sydney 2-bedroom).
  • 491 Visa: Save AUD 15,000+/year on living costs
How to Decide: A 4-Step Framework
  1. Check Your Occupation
    1. 190: Consult state lists (e.g., Victoria’s 2024–25 MLTSSL).
    2. 491: Search the Regional Occupation List (ROL).
  2. Calculate Your Points
    1. Use the SkillSelect Calculator.
    2. Pro Tip: Regional study adds +5 points (e.g., Charles Darwin University).
  3. Evaluate Lifestyle Preferences
    1. Take our quiz: “Could You Thrive in Regional Australia?”
      1. Do you prefer beaches or nightlife?
      2. Are you comfortable with limited public transport?
  4. Consult an Expert
    1. VXL Global’s migration agents analyze:
      1. State nomination strategies
      2. Hidden eligibility traps (e.g., WA’s 6-month employment contract rule)
2025 Policy Updates to Watch
  • 190 Visa: NSW now prioritizes healthcare and STEM graduates.  
  • 491 Visa: South Australia offers PR in 2 years for DAMA occupations (e.g., aged care). 
Conclusion: Your PR, Your Choice

The 190 visa is a sprint to PR for high-achievers in metro hubs, while the 491 visa is a strategic marathon with regional rewards. Ask yourself:  

  • Is your occupation in demand in Sydney/Melbourne? → 190  
  • Do you need extra points and love coastal towns? → 491 

 

Need Help? Book a free consultation with VXL Global to map your personalized PR pathway.  

Citations & Further Reading: